Expert HVAC Finance in Chicago & Suburbs

D’s Air & Heating offers flexible and convenient financing options to make heating, cooling, and air quality solutions more accessible for residential and commercial customers. Our financing services are designed to help customers manage costs while upgrading to energy-efficient systems or addressing urgent HVAC needs.

• Flexible Payment Plans: Tailored financing options to suit different budgets and project sizes.
• Energy-Efficient Upgrades: Financing available for high-efficiency HVAC systems that reduce energy bills over time.
• Comprehensive Coverage: Financing for furnaces, air conditioners, boilers, and duct cleaning services.
• Customer Support: Dedicated assistance to guide customers through the financing process and ensure a smooth experience.
• Trusted Partnerships: Collaborations with reputable financing providers to offer competitive rates and terms.

Financing your new HVAC system through Service Finance gives D’s Air & Heating customers access to a wide range of flexible loan programs tailored to fit almost any budget. Whether you’re looking for low monthly payments, no interest if paid in full, or extended terms, Service Finance offers a variety of plans designed to make your home comfort upgrade more affordable. Their simple application process and quick approvals mean you won’t have to put off replacing an aging or inefficient system. With so many options to choose from, it’s easy to find a financing plan that works for you.

Here’s what you’ll need to complete the application:

• Quote and system type for Heating and A/C system
• Homeowner’s insurance
• Active bank account (routing & account numbers)
• Social Security Number
• Proof of income (e.g. paystub or bank statement)
• Co-Applicant’s information (if applicable)

Lease-To-Own: Lease-to-Own is a financial services solution that provides for ownership of the equipment following the receipt of all scheduled payments.

Fair Market Value: TimePayment’s Fair Market Value (FMV) equipment lease solution provides for the lowest payments possible, while delivering access to critical equipment for a defined period of time.

Advantages of Leasing Your Equipment Purchase:

• Fast Credit Decisions: Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and challenged credits supported.
• Affordable, Fixed Monthly Payments: Know your monthly payment and term in advance so you can handle your monthly cash flow more easily.
• Protect Against Obsolete Technology: Plan for a technology upgrade with the right lease or rental term. Never get stuck with obsolete equipment again.
• Minimal Upfront Cost: Our standard lease program only requires one advance payment and the documentation fee prior to the start of the lease.
• Tax Advantages: Lease payments may be fully tax-deductible as an operational expense.
• Preserve Existing Bank & Credit Card Lines: Leasing with TimePayment lets you acquire the equipment you need affordably, while preserving your other sources of credit.